Contact an arborist or your local council about whether the.

If a tree hits your home or other insured structure, such as a detached garage, your standard homeowners insurance policy covers the damage to the structure, as well as any damage to the contents. This is true for trees felled by wind, lightning or hail. You are insured no matter who owns the tree.

Jul 05, Tree in Maryland falls on garage during thunderstorm, trapping 19, including children. Seventeen adults and two children were transported to five area shrubgrinding.barted Reading Time: 1 min. Jul 08, “If the neighbor’s tree falls on your house, it’s your problem” says Gary Blackwell, an independent insurance agent based in Corinth, Maine.

Your insurer may reimburse you for repairs Estimated Reading Time: 5 mins. Jul 30, Tree-Removal Coverage. Fallen trees not only cause damage to property but also have to be removed once they have fallen after a storm.

Most home insurance policies have limited coverage conditions for fallen-tree removal. Depending on your policy, there may be Estimated Reading Time: 6 mins. Updated: July Sometimes it takes just one good storm to topple what was once a sturdy tree in your yard.

And, once the storm passes, you may be wondering whether your homeowners insurance will help pay for the cost of removing the branches or repairing damage if the tree fell on your home.

Whether your homeowners insurance policy includes coverage for fallen trees typically depends on a Estimated Reading Time: 6 mins. Sep 14, Homeowners insurance protects your home and personal belongings from the unexpected, including fallen tree damage after a bad storm.

Fallen tree damage and removal is generally covered if the tree landed on a covered structure and fell because of a covered peril, like heavy winds or a lightning shrubgrinding.bar if your insurer can prove that the tree fell due to an exclusion in your.